The best options for savers

00:01 | 26 Feb 2010 | By Lorna Bourke

Lorna Bourke analyses the best accounts on offer for savers.

Hard-hit savers losing battle against inflation

10:42 | 17 Feb 2010 | By Lorna Bourke

Rising inflation means it is getting harder to earn a positive return on savings. Lorna Bourke considers the best options available.

Savers will benefit from end of state mortgage boost

10:48 | 12 Feb 2010 | By Lorna Bourke

If the news that the Bank of England is not prepared to extend the mortgage lenders’ Special Liquidity Scheme beyond is bad news for borrowers – which it undoubtedly is – it should be good news for savers. 

New Investec deal tops variable rate savings offers

10:23 | 05 Feb 2010 | By Lorna Bourke

Lorna Bourke analyses the top variable and fixed rate savings on offer, plus the pick of accounts for children.

The top fixed rate savings

16:46 | 20 Jan 2010 | By Lorna Bourke

To get the top rates you have to be prepared to tie up your savings for a while - a two year fix may be the best option.

Saving on a fixed rate has become a gamble

10:46 | 14 Jan 2010 | By Lorna Bourke

With uncertainty about when interest rates will rise, committing money to a fixed rate account for more than a couple of years is a brave move. 

Miserly returns on children’s savings accounts

00:01 | 06 Jan 2010 | By Lorna Bourke

Don’t just opt for the tiny returns on offer at your nearest bank or building society branch for instant access children’s accounts.

The best fixed rate savings

09:59 | 05 Jan 2010 | By Lorna Bourke

Fixed rate products still offer the best returns for savers but some of the most competitive deals at the short end of the market have been withdrawn or rates reduced.

Savers, a five year fix is still your best bet

10:41 | 14 Dec 2009 | By Lorna Bourke

Five-year fixed rate bonds still offer the best returns with State Bank of India topping the table offering 5.25% on sums of £10,000 or more.

A competitive instant access account, but act fast

10:32 | 14 Dec 2009 | By Lorna Bourke

With so much uncertainty around and the need for access to at least some cash, instant access accounts are being revamped to meet savers’ needs.   

Why you should give children cash for Christmas

00:01 | 06 Dec 2009 | By Lorna Bourke

Kids like money as a present and it encourages them to save for a much coveted toy, or to buy presents for other people.

Three year bonds give savers a fighting chance

00:01 | 05 Dec 2009 | By Lorna Bourke

The big change in the fixed rate market is that bonds of three years are now offering returns almost as good as the top-paying five-year bonds. 

Consider a new current account after bank charges loss

11:06 | 27 Nov 2009 | By Lorna Bourke

Alliance & Leicester is offering a £100 bonus – but only for two weeks – for those who apply online for its Premier Current Account. 

The best savings rates on offer

00:01 | 27 Nov 2009 | By Lorna Bourke

In the face of possibly higher inflation and rising interest rates it might pay to go for a shorter term bond and forego a bit of the interest. 

Act fast for the best fixed rate savings

00:01 | 19 Nov 2009 | By Lorna Bourke

Fixed rate products continue to offer the best returns to investors – although you have to be quick off the mark to get in. 

The top savings rates

06:01 | 13 Nov 2009 | By Lorna Bourke

For those who need fast access to cash, West Bromwich Building Society remains at the top of the pile.

Interest rates on deposits poised to rise

11:35 | 06 Nov 2009 | By Lorna Bourke

Lorna Bourke analyses the best savings available.

NS&I’s aggressive rate rise could help all savers

09:48 | 28 Oct 2009 | By Lorna Bourke

Bank Base Rate no longer means very much and institutions are now setting their own benchmarks – so offers are set to improve.

How the banks ripped me off - and how you should avoid it

00:01 | 28 Oct 2009 | By Lorna Bourke

Take an interest in your finances or you could get stung, writes Lorna Bourke.

A winning instant access account

15:13 | 21 Oct 2009 | By Lorna Bourke

For products offering a bonus, check as the year end approaches as deposit takers often remove it, relying on consumer apathy to ensure that the money remains invested