The mortgage market is changing: now is the time to act

07:23 | 26 Feb 2010 | By Lorna Bourke

If you are thinking of moving house or simply remortgaging to get a better deal, it will probably pay to do so sooner rather than later. 

Chink of light for FTBs before mortgage access worsens

14:28 | 17 Feb 2010 | By Lorna Bourke

Mortgage money could be more difficult to obtain by the end of this year, so now could be a good time for first time buyers to bite on the bullet and find their first home. 

Interest rate complacency could get you into deep water

00:01 | 13 Feb 2010 | By Lorna Bourke

Mortgages are likely to become more expensive and difficult to obtain – whatever official interest rates do.

Mortgages: competition creeping back as lenders ease criteria

00:01 | 06 Feb 2010 | By Lorna Bourke

There has been a significant increase in the number of mortgages available. Lorna Bourke looks at the best on offer.

Mortgage borrowers face tough decisions as inflation rises

00:01 | 21 Jan 2010 | By Lorna Bourke

Borrowers can no longer afford to be complacent - but mortgage brokers are divided on what the next move should be.

Mortgage borrowers vigilant as future of interest rates uncertain

00:01 | 14 Jan 2010 | By Lorna Bourke

An upcoming change of government means that the future of interest rates remains in the balance; those who would suffer from an increase in interest charges should remain vigilant. 

The best mortgages on offer as affordability improves

08:59 | 05 Jan 2010 | By Lorna Bourke

In spite of the removal of Stamp Duty concessions which lapsed on January 1st, buying a home is now more affordable for a first time buyer than two years ago when property prices peaked.

Mortgage deals to capture the best rate before its too late

10:23 | 14 Dec 2009 | By Lorna Bourke

The cost of fixed rate home loans is still coming down. Lorna Bourke looks at the options before interest rates rise again.

Mortgages: a taste of what’s to come in 2010

00:01 | 05 Dec 2009 | By Lorna Bourke

Two developments indicate a continuing shortage of mortgage funds in the year to come. Lorna Bourke considers the best options available now.

Price of fixed rate mortgages drop – but is now the time to act?

00:01 | 28 Nov 2009 | By Lorna Bourke

As fears of inflation and higher interest rates once more emerge, the good news for homebuyers is that the price of fixed rate loans is coming down. 

More buy-to-let mortgages available, but the conditions are tough

09:34 | 18 Nov 2009 | By Lorna Bourke

The number of mortgages on offer has risen from a low of 179 only two months ago to 239 today. 

Increasing competition in mortgage market comes with hefty fees

09:28 | 18 Nov 2009 | By Lorna Bourke

Competition is hotting up in the mortgage market with Lloyds the latest to cut interest rates on a number of its products.   

The best mortgage deals for first time buyers

15:20 | 12 Nov 2009 | By Lorna Bourke

FTBs are now the major driving force at the lower end of the market. 

Signs of a revival of interest from first time buyers

10:32 | 06 Nov 2009 | By Lorna Bourke

Unless there are first time buyers coming into the market, existing homeowners have difficulty moving. 

Mortgage booking fees: the worst culprits

07:01 | 05 Nov 2009 | By Lorna Bourke

The extent to which bank customers are suffering as a result of the credit crunch is nowhere more evident than in the excessive fees that mortgage lenders are levying.

The best mortgage deals for first time buyers

08:50 | 28 Oct 2009 | By Lorna Bourke

The market for first time buyers is becoming more competitive.

What the FSA's mortgage proposals mean for buy-to-let

14:42 | 21 Oct 2009 | By Lorna Bourke

Buy to let investors could be particularly vulnerable to the regulator's plans.

Ratewatch (1) - Mortgages, credit cards and personal loans

12:01 | 15 Oct 2009 | By Lorna Bourke

Competition in the mortgage market is hotting up, while Saga introduces a low interest credit card for the over-50s.

Are first-time buyers really in an advantageous position?

00:01 | 04 Oct 2009 | By Tony Bonsignore

Citywire's Lorna Bourke think so, but I beg to differ.

Insure you mortgage - but be careful to read the small print

00:01 | 03 Oct 2009 | By Lorna Bourke

It is a good idea to shop around rather than take the policy offered by your mortgage lender as these are generally overpriced.