﻿<?xml version="1.0" encoding="utf-8"?><rss version="2.0"><channel><title>Comment | Personal Investor Edition | Citywire</title><link>http://www.citywire.co.uk/personal/-/comment/home.aspx</link><description>Comment</description><language>en-gb</language><lastBuildDate>Tue, 09 Feb 2010 14:17:21 GMT</lastBuildDate><docs></docs><item><title>Morning Line: Hector Sants jumps before Tories swoop</title><link>http://www.citywire.co.uk/personal/-/comment/morning-line/content.aspx?ID=381298</link><description>More surprising than his resignation is that we didn’t see it coming. 
 </description><pubDate>Tue, 09 Feb 2010 10:42:42 GMT</pubDate></item><item><title>Nasty housing market epidemic gets a cleanup </title><link>http://www.citywire.co.uk/personal/-/comment/property-and-mortgages/content.aspx?ID=380044</link><description>It was described as a ‘disaster waiting to happen’ but sale-and-rent-back companies will now be fully regulated. Will it work? 
 </description><pubDate>Tue, 09 Feb 2010 00:01:00 GMT</pubDate></item><item><title>Rob Kyprianou: The prospects for gilts - beyond the rhetoric</title><link>http://www.citywire.co.uk/personal/-/comment/other/content.aspx?ID=380839</link><description>Two investment heavyweights appeared to disagree about whether UK gilts really rest on a 'bed of nitroglycerine'. But look beyond the public rhetoric to understand what is really going on. 
 </description><pubDate>Mon, 08 Feb 2010 00:01:00 GMT</pubDate></item><item><title>Steve Bee: Get set for major pensions changes... every 10 years</title><link>http://www.citywire.co.uk/personal/-/comment/retirement/content.aspx?ID=380824</link><description>We are going through a time of seismic change for pensions - and Steve Bee predicts when the next shake-up is due. 
 </description><pubDate>Sun, 07 Feb 2010 00:01:00 GMT</pubDate></item><item><title>Morning Line: Can pension funds make house prices affordable? </title><link>http://www.citywire.co.uk/personal/-/comment/morning-line/content.aspx?ID=380757</link><description>The government thinks pension funds and insurers could be tempted to build more homes with the right tax breaks, but is that really the way forward? 
 </description><pubDate>Fri, 05 Feb 2010 11:31:54 GMT</pubDate></item><item><title>The Friday Five: Villains of the financial crisis -  other than bankers </title><link>http://www.citywire.co.uk/personal/-/comment/other/content.aspx?ID=380683</link><description>It wasn’t just bankers who caused the boom-and-bust. 
 </description><pubDate>Fri, 05 Feb 2010 00:01:00 GMT</pubDate></item><item><title>We are not facing a commercial property bubble – yet</title><link>http://www.citywire.co.uk/personal/-/comment/from-the-ifas/content.aspx?ID=380230</link><description>It may be a while before the commercial property bubble bursts and there should be some great returns to be found in the meantime, writes Financial planner Mike Deverell. 
 </description><pubDate>Fri, 05 Feb 2010 00:01:00 GMT</pubDate></item><item><title>Morning Line: Why won’t the govt act to curb rising house prices? </title><link>http://www.citywire.co.uk/personal/-/comment/morning-line/content.aspx?ID=380604</link><description>House price inflation is now heading into double figures. Why are the govt and the Band of England letting it happen? 
 </description><pubDate>Thu, 04 Feb 2010 11:05:01 GMT</pubDate></item><item><title>Morning Line: If not the deficit, then why vote Conservative?</title><link>http://www.citywire.co.uk/personal/-/comment/morning-line/content.aspx?ID=380368</link><description>Some vague talk of benchmarks for green investment won’t cut it. The Tories so far have only one claim to power: they are not Labour.   
 </description><pubDate>Wed, 03 Feb 2010 11:08:51 GMT</pubDate></item><item><title>Panic in second home paradise</title><link>http://www.citywire.co.uk/personal/-/comment/property-and-mortgages/content.aspx?ID=380015</link><description>A British court ruling has sent a ripple of fear through the thousands of Brits with property in North Cyprus. Linton Chiswick explains. 
 </description><pubDate>Wed, 03 Feb 2010 00:01:00 GMT</pubDate></item><item><title>Morning Line: Why M&amp;S man’s £15m pay deal will never be voted down</title><link>http://www.citywire.co.uk/personal/-/comment/morning-line/content.aspx?ID=380076</link><description>Why won’t fund managers veto such obscene awards? Is it because they have a personal interest in keeping City pay artificially inflated? 
 </description><pubDate>Tue, 02 Feb 2010 11:31:12 GMT</pubDate></item><item><title>Will new rules stop the sale-and-rent-back cowboys? </title><link>http://www.citywire.co.uk/personal/-/comment/property-and-mortgages/content.aspx?ID=379978</link><description>It’s difficult to see how new FSA regulations will protect homebuyers in financial difficulties from exploitation and potential homelessness. 
 </description><pubDate>Tue, 02 Feb 2010 08:31:12 GMT</pubDate></item><item><title>Morning Line: Tories lose their nerve as spending cuts prove too costly</title><link>http://www.citywire.co.uk/personal/-/comment/morning-line/content.aspx?ID=379856</link><description>Spending cuts were at the centre of Tory policy, but a bizarre U-turn means David Cameron now runs 'a terrible risk of falling between two stools’. 
 </description><pubDate>Mon, 01 Feb 2010 11:01:46 GMT</pubDate></item><item><title>Steve Bee: Why high earners need pensions help too</title><link>http://www.citywire.co.uk/personal/-/comment/retirement/content.aspx?ID=379604</link><description>Our pension system in the UK today is broken in two ways; the way it treats low earners and the way it treats high earners. 
 </description><pubDate>Sun, 31 Jan 2010 00:01:00 GMT</pubDate></item><item><title>Rob Kyprianou: Why I wouldn't buy an annuity now</title><link>http://www.citywire.co.uk/personal/-/comment/retirement/content.aspx?ID=379628</link><description>Rob Kyprianou, one of Britain's foremost economic and investment experts, writes exclusively for Citywire about why you should wait before buying an annuity. 
 </description><pubDate>Sat, 30 Jan 2010 00:01:00 GMT</pubDate></item><item><title>Morning Line: Is the age of accountability really dawning?</title><link>http://www.citywire.co.uk/personal/-/comment/morning-line/content.aspx?ID=379544</link><description>It's not just bankers who have to justify their salaries. The BBC is being advised to watch the pennies, while civil servants and MPs face more scrutiny too. 
 </description><pubDate>Fri, 29 Jan 2010 11:08:06 GMT</pubDate></item><item><title>Is the buy-to-let market fully rehabilitated?</title><link>http://www.citywire.co.uk/personal/-/comment/property-and-mortgages/content.aspx?ID=379457</link><description>There has been a rehabilitation of the private landlord’s image, from a symbol of everything that was wrong with the old system, to a vital part of a ‘new normal’, in which renting isn’t only what you do when you can’t afford to buy. 
 </description><pubDate>Fri, 29 Jan 2010 00:01:00 GMT</pubDate></item><item><title>Morning Line: Why equity market fears might not be a bad thing</title><link>http://www.citywire.co.uk/personal/-/comment/morning-line/content.aspx?ID=379239</link><description>Have markets finally woken up to the fact that real change may be in the air?  
 </description><pubDate>Thu, 28 Jan 2010 09:01:00 GMT</pubDate></item><item><title>Morning Line: Is the UK really a ‘must avoid’ investment? </title><link>http://www.citywire.co.uk/personal/-/comment/morning-line/content.aspx?ID=379108</link><description>How delicate is the UK economic ‘recovery’? Is Bill Gross – the world’s biggest bond investor – right to suggest that the UK finances lie on a ‘bed of nitroglycerine’?    
 </description><pubDate>Wed, 27 Jan 2010 11:02:39 GMT</pubDate></item><item><title>Morning Line: Latest GDP numbers another kick in the teeth for savers</title><link>http://www.citywire.co.uk/personal/-/comment/morning-line/content.aspx?ID=378866</link><description>Savers feel ‘unsupported, unrepresented and out of favour’, according to a new campaign group. And they are absolutely right. 
 </description><pubDate>Tue, 26 Jan 2010 11:28:46 GMT</pubDate></item></channel></rss>