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Latest articles

Asset Allocation: is 2013 going to be a game of two halves?

by Gavin Lumsden on Jun 14, 2013 at 16:18

I return to my football and finance theme for a half-year review of stock markets and what the recent falls mean for investors.

Cheap mortgages can't last forever, experts warn

by Michelle McGagh on Jun 14, 2013 at 11:33

Homeowners should consider how they would cope with monthly mortgage payments rising by a fifth when interest rates rise.

Would you buy a savings bond to pay for long-term care?

by Michelle McGagh on Jun 14, 2013 at 10:59

A savings bond similar to premium bonds could be the way to encourage people to save for their long-term care needs when they are elderly.

The 'Retirement Smile': what income do you need in old age?

by Michelle McGagh on Jun 12, 2013 at 10:24

If you think your income needs will plateau in later life, you're wrong: retirement income needs are more complex.

NS&I slashes savers' interest rates again

by Michelle McGagh on Jun 11, 2013 at 11:34

NS&I has cut savings rates by up to 0.5%, its second reduction in seven months, leaving its accounts paying just 1.1%-1.75%.   

'We don't want bonds & defensives are pricey'

by Gavin Lumsden on Jun 10, 2013 at 11:49

A fund manager explains why he has a a third of his investors' money in cash. Also why emerging markets struggle to keep up with the US.

How to survive a bear bonds market

by Gavin Lumsden on Jun 07, 2013 at 15:49

Bonds form an important part of people's pension savings. Last month's crash marks an end to the bull (rising) market the asset class has enjoyed. What should investors do?

Friday Five: reasons why house prices haven't corrected yet

by Michelle McGagh on Jun 07, 2013 at 10:24

These five maths quirks show why cheap debt and easier mortgages aren't necessarily better for homeowners.

Why you should buy at the bottom of the stock market

by Gavin Lumsden on Jun 07, 2013 at 08:50

Buying low, selling high is the heart of good investing. But it means putting money into the stock market when common sense might say no.

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