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Santander voted worst for customer service, again
First Direct, Smile and One Account meanwhile were voted the best banks for customer service in a satisfaction survey.
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First Direct, Smile and One Account are the best banks for customer service, research revealed today.
Santander, Halifax and Bank of Scotland meanwhile are the worst, with Lloyds TSB and Cheltenham & Gloucester not faring much better, according to a satisfaction survey by consumer group Which?
First Direct was voted the top provider for current accounts, savings and mortgages, earning an overall score of 82%. One Account came second, scoring 82%, while Smile came third with 79%. Comparatively, Bank of Scotland scored just 43% overall, Halifax 46% and Santander 47%. Santander however was also voted the worst savings provider, scoring just 39%.
Peter Vicary-Smith, chief executive of Which? said: ‘Whether it’s a current account, mortgage, credit card or savings account, we consistently see the same names keeping their customers happy’.
‘Time and again, the big high street banks are found to be lacking when it comes to good customer service. People who are unhappy with their bank must vote with their feet and move to a better financial provider,’ he added.
Santander under fire
Santander has been the subject of a stream of criticism for its customer service. Many Citywire readers have commented on the way they have been treated by the Spanish bank, which came out worst in a recent string poll. Concerns have grown after Santander’s decision to expand its ever growing empire and buy 318 Royal Bank of Scotland branches, which means it will soon have to cater for an extra two million customers.
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16 comments so far. Why not have your say?
Constance Blackwell
Aug 22, 2010 at 11:38
Santander has a odd way of protecting customer's debit cards - I had my card stopped because I 'Unusually" gave my card number over the phone to my exercise person - - a sum of 35 pounds!
I was quite out of cash - so could not do the shopping on the way home - and then take a taxi -
I came home and after 3 attempts finally got their phone to answer and not hang up - and then spent 1/2 speaking to them -
this all took about 4 hours out of my day
they seem to have very odd computer signals for customers that could not possibly help the customers and it took three people on their phone to answer the question and take the block off my card.
I am seriously thinking of leaving the bank
report thisProf Eman
Aug 22, 2010 at 11:53
I have accounts with Alliance & Leicester, and Abbey, both now in Santander.
I have recently had problems, as yet unresolved with both of them.
I am shortly going to vote with my feet.
report thisKeith Simmonds
Aug 22, 2010 at 12:06
We closed our account with Santander recently after one saga after another. Life is too short. It would be nice if they could keep their cash machines operating and even clean them from time to time.
report thisJohn V
Aug 22, 2010 at 12:11
I'm not surprised that Santander are voted worst for customer service in the UK. I live in Spain, and the Spanish generally do not know what customer service is.
report thistrieze
Aug 22, 2010 at 12:14
I recently closed all my accounts with santander they would not answer any mail I sent to them about my investments. One million pounds approx. had gone through my account in the previous year due to the sale of my business, a large portion of which I invested through them.
report thisPaul C
Aug 22, 2010 at 12:33
I am moving to First Direct - UK (Scottish mostly) call centres and great service. Current account pays nil interest, but does that really matter when average balance is only a thousand. Ironically I am moving from HSBC!
report thisPratul Chatterjee
Aug 22, 2010 at 12:38
In May 2010, I accidentally went beyond the agreed overdraft limit for the first time in my life! Santander filled my account with horrific charges. I asked them to refund some of these charges but they refused. Incidentally, they made a number of mistakes with my account in the past. So I reported separate incidents to the Financial Ombudsman Service and asked them to consider my complaint. Finally I won and Santander had to refund all their charges.
report thisJohn N
Aug 22, 2010 at 13:47
It is useful to be able to email questions through their website, but not when the answers are obviously only selected from a range of templates that never quite address the question you have asked - no personal touch at all.
report thisMikel Nicholls
Aug 22, 2010 at 14:43
I have banked with Cahoot an internet offshoot of Santander. So far with no complaint, but I do wish this computer keyboard was madew of wood.
report thisAnonymous 1 needed this 'off the record'
Aug 22, 2010 at 20:12
Well I must be in the minority here as I have banked with Abbey now Santander since Abbey floated and I have to say that its been a fairly problem free experience. Any minor glitches that I have encountered have usually been sorted out pretty rapidly which is more than I can say about some of their high street rivals that I have had to deal with in the past.
John N
I have used the email system too and you don't just have to use the templates to pose a question.
I think that Citywire and other forums like TMF, who run critical items about Santander should also turn the spotlight on some of their rivals shortcomings, it could prove pretty enlightening.
report thisDavid Trentham
Aug 22, 2010 at 20:37
I have done business with Alliance Leicester and Abbey for a year. When Santander first took over the phone lines were appalling, but over the last month the lines have cleared miraculously for me and I have found them efficient and very pleasant to deal with.
report thisClive Thomas
Aug 22, 2010 at 20:59
I bank with First Direct and have had no problems. Unfortunately HSBC and First Direct wouldn't touch an account I wanted to open on behalf of my mentally handicapped daughter. (I am an officially court appointed Deputy and have a legal right to operate her account.)
Alliance and Leicester did agree to open an account for her and it took the best part of six months of emails and phone calls to set it up. It ran satisfactorily for about a month but for the last month or so access has been unavailable on-line.
It's hard enough to deal with my daughter's situation without A&L - now Santander - making things more difficult.
If I could find another on-line bank that would allow her to open an account I'd move. Like a previous correspondent I'd vote with my feet.
report thisrichard harding
Aug 23, 2010 at 16:24
i have dealt with Cahoot for a long time and they are fine but i think they operate separately from the rest of Santander.
report thisLANDLORD X
Aug 25, 2010 at 20:48
Santander have charged me £12 because they cannot organise a simple direct debit for me - and have had the audacity to charge me for their failings!
STAY AWAY FROM SANTANDER THEY ARE USELESS.
report thisa a
Aug 31, 2010 at 21:41
This bank Abbey is the worst in the world. The call centres in India are useless and the branch staff are incompetent.
The staff fail to deal with complaints, there is no empathy, the staff lie to customers, even the managers are useless.
They are a bunch of idiots.
report thisValerie
Sep 10, 2010 at 10:21
In May this year my husband applied to transfer a matured Isa to the Newcastle Building Society as it was paying a higher rate of interest. It took them over a monthbefore the money was tranferred. This only happened
after having to contact them again to see what the hold up was, they had to be provided with copies of the paperwork that had all ready been sent to them by the Newcastle Building society. When it was completed they had transferred the wrong Isa account. It is now September and it still has not been rectified properly. I have never dealt with such an unbelievable unhelpful company. Even when the mistake is theirs. To compound their incompetence they have now transferred the money from the correct account not once but twice to the Newcastle Building Society along with all the wrong documentation.
What sort of company is this.
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