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What are the rules on contributing the flat £3,600 p.a. to a SIPP pension if the contributor is working abroad and not paying British taxes?

Why don't you do more analysis on Managed Futures funds, seeing as they're one of the best performing asset classes over the last 30 years?

Hi

Just to clarify, questions should go to the Money forum (http://www.citywire.co.uk/money/money-forum) otherwise this thread will quickly get out of control!

Rory, Anon, thanks for your questions which we'll look into (in fact our investment research team are talking about Managed Futures as we speak).

Cheers

Rich

Anonymous 1 - managed futures funds have so far only been available to investors in hedge funds. More recently, some have become available to onshore investors, but are sophisticated funds for professionals.

My son has had to take a £5000 cut in his salary and is now going to have difficulty with his mortgage payment. He wants to sell his house and rent, he is not in negative equity so will have about £40000 in his pocket. Should he sell and rent or renegotiate his mortgage and how would he go about it

On my 65th. birthday in August 2009 I started receiving my state pension.

At the beginning of tax year 2010/2011 this April, my personal allowances increased.

I was told that this was because I was 65 yrs. old.

My question is; Should not these increases in my personal allowance have been made at the beginning of tax year 2009/2010, or, at the very least, on my 65th. birthday in August 2009?

What is the best rate for cash Isa's. I read somewhere recently that one provider has a rate at 3 %,but i'm unable to find this rate in any of the published tables.

Any info.would be greatly appreciated.

I have worked for charity work without pay for 40 years. Now I need some kind of "pension" income and the charity has sold some land and is willing to give me and my wife £100,000 from sale of assets. is this legal under charity law, how can I take it without costing tax and can I leave the residue to pour children?

A couple of months back, Citywire promoted a 'Send us your pensions queries and we'll get answers' forum, which came to nought even after I followed up directly by emailing someone senior there. I'll therefore be impressed if this similar but differnt forum actually delivers. Citywire take note: your credibility depends on honouring your promises.

If the this discussion on public sector pensions is anything to go by, the opinions of most who would contribute are not worrth reading - too much like the daily bath in bile that is the Express / Mail.

Can you pleaser explain (with a suitable example), how the Capital Tax works for a retired person, who pays tax at the basic rate.

Does the current allowance of £10.100, apply to each separate Investment, when cashed, or is it the total for all of the investments put together. Is there any taper relief, if the investments are held for a number of years (say 15). Can one allocate any cash-ins to previous year(s). How does it work for Insurance Co. Bonds where tax is already taken off at source ? Many thanks.

I have donated various items to charity shops and completed gift aid declarations so they can claim back the basic rate tax on the value the goods are sold for.

As a higher rate tax payer, can I claim back the difference between higher and basic rate tax (on my tax return) on the value of these donations as I do with cash donations to a charity. (The charity emails me every time they are putting in a gift aid claim so I know how much my items have sold for, which is hence the value of the donation I would like to claim).

Thanks, Jon

Do I sell my Dana Shares now o wait to see if

KNOC improve their Bid.

I am a British citizen currently working and living in Germany and hence subject to German taxation. My parents are trying to set up a UK trust fund for me. Can any one tell me the impact of this British rust fund in the eyes of the German tax authorities, or point me to a company individual who can advise on this issue?

Thanks.

ok here goes got my pension statement from aviv uyesterday it has made a cool 235 quid in one year not taken into account loses from last year this is on a 10 k pot can any one advice were the hell to go to get better returns

I have been trawling various companies unit trusts to find:

which one is invested mainly in UK Utility companies? Gas, Electricity and Water should be the main holdings, but UK is important.

Hello

Should I use an IFA to transfer my personal persion to a SIPP? If no, then I'm prepared to have a go if there are no downsides, but......

Should my SIPP be with an independent company, such as Bell, H-L, or through an insurance company?

I am thinking of raising some capital through Equity Release, rather than use my investment capital that provides me with an income to supplement my Pension. Do you think this is a sensible move, and is the market favourable for such a move at the moment, with regards to Inerest Rates.

I have been looking at interest rate swaps to protect myself against the possibility of future interest rate increases on my investments (Typically buy to let mortgages with a number of lenders). Other than HSBC which other financial service providers provide these products as I have tried the other high street banks and they do not seem interested ? Also are there any other products in the market other than caps and collars that can be used to achieved interest rate protection for 10 years plus ? Many thanks

any thoughts on the ARM ASSURED INCOME PLAN. return looks good but not sure about capital return.. may be better than annuity untill 75

Hi

Please post your questions in the Money Forum, at this link http://www.citywire.co.uk/money/money-forum, rather than in this thread.

Thanks

Chris